There are a lot of things you can do to make your “mature years” more comfortable and rewarding. Having a great companion (like my beagle Boswell) is one way. Another way is to ensure you have taken good care of yourself by planning for the future. That future may very well include long term care.
Why Buy Long Term Care Insurance?
The subjects of long term care and long term care (LTC) insurance are topics many people don’t want to think about much less discuss. Many don’t fully understand what is meant by long term care. Some mistakenly assume that Medicare will cover the cost of it. And many worry that they simply cannot afford long term care insurance.
For many of us, the image of long term care is being bedridden in a nursing home, unable to take care for ourselves, a total burden to others. The reality is quite different, not nearly so dark and ominous. Frequently, long term care is a catalyst that enables us to remain active and involved in the day-to-day activities and decision making about our lives as we age.
The information in this website is meant to provide answers to many of your questions and calm your fears. Then you can begin to proactively explore the subject of long term care.
My goal is to help educate you so you can make an informed decision about whether long term care insurance is appropriate for you.
Beverly Berner, CLTC
Long Term Care Insurance